WEBVTT

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The word total needs a second question: total of what? In the

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header, the main balance figure describes cash for the selected context. The

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nearby Locked and Tradable labels describe related amounts. In Portfolio, Value describes

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holdings. These numbers sit close together, but their location does not make

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them separate piles of money that you should add automatically.

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In Paper, select Reserve to inspect Profit Reserve Settings. Opening the dialog

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is a review action; it does not change the reserve. Here you

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will see Total Balance, Locked, marked as Profit Reserve, and Tradable Balance.

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Read those labels within this dialog. Its Total Balance includes the Paper

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cash plus the app's current valuation of open holdings.

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That means the reserve dialog's Total Balance can be larger than the

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cash figure in the header without either view describing a new deposit.

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Return to our example: six hundred dollars in cash plus four hundred

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dollars in holdings gives a Total Balance of one thousand dollars. The

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four hundred is still in the holdings category, even though the dialog

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includes its value in the total.

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Now suppose two hundred of those six hundred cash dollars are marked

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as reserve. For this Paper example, the tradable amount is four hundred

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dollars. The reserve is already included in cash. Adding six hundred cash,

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two hundred reserve, and four hundred tradable would count the same cash

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more than once. Reserve and tradable explain the cash allocation; they do

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not create extra cash.

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The relationship in this example is useful to say out loud: six

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hundred cash consists of two hundred reserve and four hundred tradable. Then

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the four hundred of holdings sits beside the cash when we discuss

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total account value. Keep those two comparisons separate. One breaks cash into

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categories; the other combines cash and asset value.

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Potential Cash Realize is another figure that needs care. It estimates cash

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together with what holdings could contribute under the app's valuation. It is

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not a completed sale or an exchange payout. In the desktop app,

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its control can open a portfolio sale review, so do not use

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it as a harmless calculator button without reading the screen it opens.

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Changes in holdings prices can change a total value even if no

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cash transaction occurs. If the example holdings rise from four hundred to

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four hundred and twenty dollars, the estimated total becomes one thousand and

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twenty. That does not mean twenty dollars has already been added to

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cash. An open-position value and a recorded cash result are different kinds

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of evidence.

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Before leaving the page, point to a cash figure, a holdings figure,

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and a total that includes both. Then explain where the reserve is

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already counted. You are finished when you can compare the displays without

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adding every visible number together. The aim is not to memorize a

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dashboard layout; it is to understand which categories each label includes.